Value Protect Cargo Insurance

Not legally required, but strongly recommended. Standard carrier liability (under B/L or AWB) is limited to $500 per package (ocean) or 19 SDR/kg (air) — a fraction of actual cargo value. Our All Risk cargo insurance covers full commercial invoice value against loss, damage, and theft.

All Risk (Institute Cargo Clauses A) covers virtually all causes of physical loss or damage during transit. Total Loss Only (TLO) only pays if the entire shipment is lost or destroyed. We recommend All Risk for the vast majority of commercial cargo given the modest premium difference.

Simple claims with clear documentation are typically resolved in 15–30 days. Complex claims (large values, disputed liability) may take 60–90 days. Our team handles all claims on your behalf — documentation, surveyor coordination, and insurer negotiation.

Cargo insurance protects the full value of your goods during international transport. Carrier liability is extremely limited — typically $500 per package for ocean freight and $20/kg for air freight. Without cargo insurance, you bear the financial risk for loss, damage, theft, or natural disasters during transit.

We offer several coverage options: All-Risk coverage (the most comprehensive, covering all causes of loss except specific exclusions), Named Perils coverage (covers only listed risks like fire, sinking, or collision), and Warehouse-to-Warehouse coverage (protects goods from origin warehouse to final destination, including all intermediate handling).

Cargo insurance typically costs between 0.2% and 2% of the cargo value, depending on the commodity type, route, packaging, claims history, and coverage level. High-value electronics or fragile goods cost more to insure than durable manufactured products. Contact us for a specific quote based on your shipment details.

If cargo is damaged or lost, notify Suaid Global immediately. Document the damage with photos, retain all packaging materials, and file a written claim within the policy's time limit (usually 30-60 days). We guide you through the entire claims process and advocate with the insurance underwriter on your behalf.

Almost never. Under the Hague-Visby Rules, ocean carrier liability is limited to approximately $500 per package or 2 SDR per kilogram — whichever is higher. For a container of electronics worth $200,000, carrier liability might cover only $500. Cargo insurance closes this massive gap and protects your full commercial value.

Common exclusions include inherent vice (natural deterioration), inadequate packaging, delay-related losses, war and sanctions, nuclear contamination, and pre-existing damage. Some exclusions can be bought back with additional premium. We review your specific cargo and routes to ensure you have appropriate coverage without gaps.

Both options are available. Single-shipment (spot) policies work for occasional shippers. Annual open cargo policies are more cost-effective for frequent shippers — they automatically cover all shipments during the policy period. We help determine which structure best fits your shipping volume and risk profile.